Buying in Today’s Market

Results that will open doors

Maximize Your Real Estate Buying Power

I offer a fresh and friendly approach to the constantly evolving real estate market. I pride myself on providing my clients with everything they need to make buying as stress-free as possible. No matter if you are looking to buy your first home or a lucrative investment, I can help you find the best opportunities. I promise my best efforts to:


Understand your needs and wants


Provide invaluable insights to help you make informed decisions


Negotiate the best possible deal for you

Skilled Negotiation

I will prioritize your goals, protecting your best interests throughout the entire process. I can assure you that you will receive my utmost care, attention to detail and commitment as I make every effort to reach the best deal for you.

Comprehensive Property Search

Whether you are searching for your dream home or next investment property, I will match you with practical properties that fit your lifestyle and budget. Never feel rushed while my proven strategies give buyers the competitive advantage in this market climate.

Extended Networking

The ability to bring buyers and sellers together and into a fiscal agreement in a timely fashion is priceless. Choosing the right agent is the first step to ensuring your new home and community meet your needs. I go the extra mile to identify overlooked properties.

Informed Financial Counsel

My experienced advice is worth more than the cost of services and should be considered carefully. The transaction management services and clear guidance I provide through the intricate home-buying process ensure you are financially prepared.

Get your complimentary copy of the ultimate guide to home buying success

Multi-Phased Approach to Purchasing Your Next Property

In any transaction where you are putting so much on the line financially, it is a good idea to have at least a basic idea of what is going on. I hope this home buyer’s guide alleviates your concerns and helps you understand the major milestones that occur during the detailed process.

Determine your budget

Speak with me to understand your options and best down payment for you

  • Even before you start searching, you should determine how much you can afford.
  • Do not forget about closing costs, fees usually totaling 2–5% of the final sale price.
  • A big part of your mortgage will be determined based on how much you pay upfront in the form of a down payment.
  • If you decide to put down less than 20% on a conventional loan, you will likely need to pay private mortgage insurance (PMI).
Get pre-approved for a mortgage

To get started, ask me which local lenders I trust and recommend

  • Sellers are typically more willing to accept offers from pre-approved buyers.
  • Get quotes from multiple lenders and go with someone reliable and responsive.
  • Once you select a lender, apply for pre-approval.
  • Your lender will check your credit and ask for all of your financial documents—tax returns, pay stubs, bank statements, credit card statements, student and auto loans, etc.
Find your buyer’s agent

Hand select the perfect match to represent you throughout your life changing transaction

  • All real estate commissions in a home sale are included in the purchase price and working with a great real estate agent is priceless.
  • I am an expert on the home buying process with access to vital information not open to the public, knowledge of this area inside and out, familiarity with local listing agents and skilled negotiation tactics.
  • If you are considering representing yourself without an agent, you may be at a disadvantage, especially in a competitive market.
Search your future property

I will help you narrow down your search and provide automatic listing alerts

  • Determine your ideal neighborhoods, and make a list of must-haves vs. nice-to-haves.
  • Take as much time and tour as many homes as you need to find the right one.
  • Virtual tours are available when needed or I can preview a property on your behalf.
Make an offer

When you are ready, I will help you determine how much to offer and which contingencies to include

  • Some sellers will have an offer-review date, while others will be open to any offers as they come in.
  • Before you make an offer, I will validate what is included in the sale via MLS details and obtain a copy of the title information to identify property owner(s).
  • To determine your initial offer price, I will complete a comparative market analysis showing the list and final sale prices for similar homes recently sold in the area.
  • I will prepare your purchase agreement (aka purchase contract).
Negotiate your terms

 I will advocate on your behalf, reaching the best deal possible

  • Once you submit your offer, the seller will review it with their agent and accept, decline, or submit a counter-offer.
  • Counter-offers are common and should even be expected.
  • I will prepare new counter-offers and addendums on your behalf.
  • After you and the seller agree on the terms, you will enter the closing process, or escrow, which usually takes 20 to 45 days.
Open escrow

I will assure loan underwriting moves forward on schedule

  • The title company will collect your earnest money—sort of like a good faith deposit which is ultimately applied to your down payment—and deposit it in an escrow account.
  • Be onsite for property inspections and negotiate contract adjustments and credits if new defects are found as part of property inspections.
  • If the appraisal comes in lower than the offered price, the lender will not finance unless you are willing to pay the difference or the seller lowers the price to the appraised value.
  • Review and negotiate the good faith estimate or statement detailing your loan amount, interest rate, closing costs, and other costs associated with the purchase.
Close escrow

I will oversee the entire escrow process with impeccable attention to detail

  • Conduct the final walk-through of the property just before closing to make sure no new damage has occurred and that the seller has left you items specified in the purchase agreement such as appliances or fixtures.
  • Verify your homeowner's insurance and any extra coverage required in your geographic area such as flood insurance.
  • Submit a cashier's check or arrange a wire transfer to meet the remaining down payment.
  • After all the papers are signed, the escrow officer will prepare a new deed naming you as the property's owner and send it to the county recorder.
Get your keys and move in

Welcome to your new home

  • You will arrange key pickup for you.
  • Whether or not your home is turnkey ready, there might be some maintenance and remodeling you want to complete before moving in.
  • You will want to think about hiring movers, buying new furniture and appliances, setting up your utilities, etc.


Client Success Stories


Buying a property always seems like such a daunting and pressure-filled task—but it does not have to be! No matter where you are on the property ladder, I will help you every step of the way. My goal is to provide you with expert, caring and candid advice throughout one of life’s most important transactions. To further develop your trust, I am standing by to answer all inquiries and alleviate your concerns. Use this guide to answer the most common questions asked by buyers in the market for a new property.

What is the first step in buying a home?

The absolute first step is to determine your budget and get approved for a mortgage. Without being approved for a mortgage it will be quite difficult, if not impossible, to purchase a new home. I can help guide you to a reputable mortgage corporation and advisor that you can trust.

How long will it take to purchase my new home?

The time frame usually varies when searching for your new home and securing an accepted contract. Factors that may affect this are available inventory, market conditions, and your specific needs. Upon receiving an accepted contract, the process usually takes 20 to 45 days to close.

How many homes should I view before making a purchase decision?

The National Association of Realtors found that the average homebuyer searched for eight weeks and looked at nine homes, viewing five of these homes online. You may be able to find exactly what you're looking for right out of the starting gate, especially if you are flexible with your needs or are looking at remodeling. Those who are more particular may have to look at more houses and over a longer period of time depending on the market. Taking advantage of online tools such as virtual tours and detailed photographs can help narrow your house search.

Should I sell my current property before buying a new one?

This is a tricky question, and the answer primarily depends on your funds and ability to find temporary housing. If you need more equity to purchase a new home or meet a mortgage plan, then it is best to sell your current home before purchasing your next one or include a contingency in your offer. That being said, you will most likely need temporary housing at a friend or relatives, or by arranging a short-term rental elsewhere.

Should I do a home inspection?

Yes, I would almost always recommend a home inspection and believe it is one of the most vital steps when purchasing a property. A professional inspector has a keen eye for how well the house has been taken care of. The inspectors can comment on structural and cosmetic issues, along with any local code issues. Moreover, a home inspector will help you better determine the home’s value. We can point you in the direction of trustworthy home inspectors in the local area.

Should I do a final walk-through?

A final walk-through is not required but highly recommended. Final walk-throughs give buyers a chance to make sure nothing has changed since their initial inspection or previous visits. Also, if repairs were requested as part of the sale offer then a follow-up visit ensures all repairs are done according to the agreement and contract.

How does earnest money work?

Earnest money is similar to a deposit when renting a place. It is made in good faith to demonstrate to the seller that the buyer’s offer is legitimate. The amount is usually 1-2% of the selling price and essentially takes the property off the market. The money also gives you extra time to conduct a title search, inspection, property appraisal, and financing.

What happens if I decide to back out of buying a house?

Sometimes, you might have second thoughts or want to go in a different direction. But remember that you will have to forfeit the earnest money, which again, is around 1–2% of the home’s sale price.

What does the process of using an escrow entail?

An escrow is a term that refers to a neutral third party hired to handle the exchange of money, property transaction, and related documents. The escrow holds the money and documents in a trust until all terms and conditions of the sale are satisfied. When depositing earnest money, it is wise to use an escrow account.

Priceless Experience, Transparent Fees

  • My entire commission is included in the purchase price
  • Zero broker fees
  • Qualifying clients can still receive cash back rewards after closing with the Champions Program

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